Your Teeth Are an Investment

Dental treatment is an excellent investment and it is important to be able to schedule treatment and care right away.  At Morgan & Rogers Dental, we want to make excellent dental care available to all patients regardless of their budget. We make a commitment to our patients to answer all clinical and financial questions before proceeding with treatment. If you ever feel that your questions about your treatment or your finances have not been answered to your satisfaction let us know.
Our fees are based on the quality of the materials we use and our experience in performing your needed treatment.

Our goal is not to let expense prevent you from benefiting from the quality of care you desire and need. To facilitate this goal we have developed the following financial options:

Insurance

Dental insurance plans are designed to share in dental care costs rather than completely covering them. All plans have certain coverage limitations including yearly maximums and annual deductibles. These amounts vary between plans and insurers.

The amount of payments made by insurance companies, allowable fees and other specifics are governed by each policy and the premiums you pay. Each insurance company and coverage plan imposes maximum reimbursable amounts for eligible services, known as “Usual, Customary and Reasonable” (UCR) charges. The insurer pays either that plan’s UCR limit or an established percentage of the dentist’s fee, whichever is less. Although such limits are called “customary,” they often do not reflect what dentists in the area are charging.

The fact that a dentist’s charges exceeded an insurance company’s limit does not mean that you were overcharged. This is because there are no regulations as to how insurance companies determine reimbursement levels, which results in wide fluctuations. In addition, insurance companies are not required to explain how their “usual,” customary and reasonable” amounts are determined.

At Morgan & Rogers Dental, our fees are based upon a combination of direct costs, time expended, and a constant dedication to providing our patients with the highest quality dental care available. Our treatment recommendations are never based on what your insurance will pay, because we believe that your dental well-being should not be governed by an insurance company. We strive to remain informed regarding the coverage provided by various plans, but constant changes make this very difficult.

Morgan & Rogers Dental Institute is an in-network provider of Delta Dental Premier.

As a courtesy to you and your family, we do everything reasonably possible to process your insurance claims and maximize benefits. However, there are times when problems arise that will only be able to be resolved between you and your insurance company. On those occasions, we ask that you promptly respond to any requests so that your claim can be processed in a timely manner. Please remember that dental insurance is a contractual agreement between the patient and an insurance company, and the policy holder (patient) is ultimately responsible for all charges.

Please take the time to carefully review our services contract and do not hesitate to ask for additional information about our services, billing and payment policies or dental benefits.

Cash, Check, & Charge

You can have the beautiful smile you’ve always wanted. We accept cash, personal checks, Visa, MasterCard, and Discover.

Our treatments may be partially or fully covered by your dental insurance company. Please provide our receptionist with your current insurance information at your first visit. As a courtesy, we will process your insurance claim forms and assist with insurance issues to maximize your benefits whenever possible.

However, please remember that your dental insurance policy is a contract between you and the insurance carrier. The patient or guardian is therefore responsible for ensuring prompt payment for services delivered by Morgan & Rogers Dental.

Financing

We also offer a variety of convenient and affordable financing options. Through our partnership with a third party finance company, CareCredit®, a selection of no-interest and extended payment plans are available. CareCredit payment options allow you to:

• Begin treatment right away
• Save your other credit cards for unplanned expenses
• Enjoy low monthly payments
• Pay no up-front costs, no annual fees, and no prepayments or penalties
• Use your account for additional treatments without having to reapply

Click On The Picture Below To Apply Today!

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